Disclaimer
Note: This is a convenience translation. The German version is legally binding under Swiss law.
Purpose of this website
kurat is a private, non-commercial hobby project. We aggregate publicly available YouTube feeds of selected channels that we have pre-screened based on subjective quality criteria (substance, experience, source transparency, no obvious pump/crash patterns).
No investment advice (FinSA / FIDLEG)
This website:
- provides no buy, sell, or hold recommendations for securities, commodities, cryptocurrencies, tokens, NFTs, ETFs, derivatives, or other financial instruments
- conducts no asset management and provides no investment advice in the sense of the Swiss Financial Services Act (FinSA/FIDLEG)
- names no specific price targets or price forecasts
- evaluates no individual stocks or companies
Investment decisions are to be made exclusively at your own responsibility and should be based on your own research and, if applicable, advice from licensed financial service providers. Investments in commodities, stocks, cryptocurrencies, tokens, and other financial instruments carry substantial loss risks up to total loss. For cryptocurrencies, additional risks apply (volatility, regulatory uncertainty, custody risks, smart contract risks). For AI investments, valuation and hype risks exist.
Third-party content (YouTube channels)
The linked videos are content of the respective channel operators. We:
- assume no responsibility for their statements, recommendations, or forecasts
- do not necessarily share their opinions or investment theses
- guarantee no accuracy, completeness, or timeliness of the video content
- have no financial relationship with the linked channels (no sponsorships, no affiliates)
The channel selection reflects a personal, subjective assessment and may change at any time. Even carefully selected channels may contain individual questionable videos — critical thinking remains indispensable.
Data quality
The data is retrieved via YouTube Data API v3 and cached in your browser (localStorage, ~30 min). We assume no liability for the availability, timeliness, or correctness of the metadata provided by YouTube (titles, descriptions, publication dates).
Use of kurat and the displayed YouTube data is subject to the YouTube Terms of Service.
No defamation, no evaluation of third parties
This website publishes exclusively neutral to positive descriptions of the selected channels. We deliberately publish no public negative ratings, hit rates of individuals, or "who-was-wrong" comparisons.
Liability exclusion
The operator is not liable for damages arising from the use or non-use of the provided information, unless gross negligence or intent applies. Swiss law and Swiss jurisdiction apply.
Contact for questions
See Imprint. We welcome notices of incorrect channel categorizations or concerns.
Last updated: 24 June 2026.